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Worker-Owned Cooperatives in Marginalized Communities: Incompatibility and Innovation

Worker-Owned Cooperatives in Marginalized Communities: Incompatibility and Innovation By Princie Reza  Supervised by Justin Podur A Major Paper submitted to the Faculty of Environmental Studies in partial fulfillment of the requirements for the degree in Master in Environmental Studies, York University, Toronto, Ontario, Canada. July 2017 This paper examines the sufficiency of the worker cooperative model in addressing precarious employment within marginalized communities with a specific focus on immigrant and low-income South Asian immigrant women in Ontario. Worker-Owned Cooperatives in Marginalized Communities:

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Culture (including indigenous culture) and Social Change

This paper by Greg O’Neill discusses, among other things, the commonalities between Inuit traditional knowledge (or Inuit Quajimajatuqangit (IQ), similar to other indigenous traditions) and the co-operative movement’s values and principles.  It begins: “One of the most significant recent developments in redrawing the geo-political map of Canada was the creation of the Nunavut Territory. I am fortunate enough to have been involved in the Co-operative Movement in Arctic Canada for some time and have had the chance to work with the remarkable people of Nunavut. As the Inuit of Nunavut have moved towards establishing their identity as a separate territory in Canada, they have looked to the elders of their society to provide guidance in how that should be done. A truly remarkable piece of work has been completed recently in Nunavut that is the collection, through interviews with elders, of Inuit traditional knowledge or Inuit Quajimajatuqangit (IQ). This term…

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RRSP / TFSA Program Documents

All the documents that you will need to use as part of the RRSP program are available here for download. Current forms for Co-ops 1a-Co-op-Support-Manual-for-the-CWCF-SD-RRSP-TSFA-program 1b RRSP & TFSA Associate Member Agency Agreement 1c Worker Coop Application Form 2a RRSP Declaration of Trust – English 2b RRSP Declaration of Trust – French 2c TFSA Declaration of Trust – English 2d TFSA Declaration of Trust – French 3a-RRSP-Application-Form-Bilingual 3c-TSFA-Application-French 3b TFSA Application – English 4 TFSA & RRSP Designation of Beneficiary 5 RRSP and TFSA Plan Fee Schedule 5a RRSP and TFSA Plan Fee Schedule – Associate Member 6 RRSP & TFSA Payment Authorization Form CWCF 7 RRSP & TFSA Deposit Form 8 RRSP & TFSA DirectTransfer-In 9a RRSP Worker Cooperative – Annuitant Declaration 9b TFSA Worker Cooperative – Annutiant Declaration 10a RRSP Worker Cooperative – Specified Cooperative Corporation Share Declaration 10b TFSA Worker Cooperative – Specified Cooperative Corporation Shares Declaration…

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Technical Assistance Program Information

The program has 3 components: (1) the Grant Program, (2) the Co-op Index Program, and (3) the free CWCF Staff Consultation Program.  In the first two components, there is a total of $9,000 available per year[i].  Generally, 6 worker co-ops or multi-stakeholder co-ops[ii] will be able to receive assistance under the Staged Granting Program, and/or the Co-op Index Program each year. Co-ops wishing to access the Grant and Co-op Index Programs must complete a short application form which is attached below. For the Staff Consulting Program, no application is required. 1. GRANT PROGRAM OUTLINE OF THE PROGRAM The Canadian Worker Co-op Federation (CWCF) is offering small grants to assist worker co-ops which are members of CWCF to hire a co-op developer or other professional to help with a challenge which the co-op is facing.  Assistance can be sought in any area needed such as marketing, financial administration, governance, conflict resolution,…

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Indivisible Reserve

CWCF: Indivisible Reserve What is an Indivisible Reserve? An indivisible reserve in a worker co-op is property owned by the co-operative/the co-operative movement which can never be divided among members.  It is created by allocating a set percentage (e.g., 20% or 40%) of annual surpluses to the indivisible reserve. Who “owns” the capital in the reserve?  It is permanent co-operative capital, and is notionally seen as the value of the common effort of the members. As long as the co-op is operating as a co-op, it can use the indivisible reserve like any other retained earnings.  In other words, this reserve can be controlled by the members, but not accessed by them for distribution to themselves individually.  “Indivisible” means that if the co-op ceases to exist as a co-operative (e.g., because it is wound up, or sold), the reserve will go to a co-op development fund, a federation or another…

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