RRSP/TFSA Program: Account & Transaction Paperwork

All of the paperwork required to open accounts and complete transactions through CWCF’s RRSP/TFSA Program are available to Program Members (i.e. Account Representatives) by contacting the RRSP staff.

Our Support Manual provides a detailed explanation and instructions for completing each form, so please refer to your manual when assisting Annuitants. The descriptions below are not fully comprehensive.

It is the Account Representative’s responsibility to ensure that you are providing investors with the appropriate forms based on their account type, preferred language and the category of entity that your organization falls under, as well as the most current version of each form. Please reach out to RRSP/TFSA Program staff if you have any questions.

Declaration of Trust
This document outlines the terms of the trust created between Concentra (as trustee of CWCF’s RRSP/TFSA Program) and the Annuitant when the application form is signed.

Program Overview & Investment Risk Acknowledgement
This document explains some key details about CWCF’s SD-RRSP/TFSA Program, including the relationship between CWCF, the Account Representative and the Annuitant. Annuitants must sign this form to indicate their understanding of the risks associated with the types of investments held by CWCF.

Account Application
A separate application form must be completed by the Annuitant for each different type of account they wish to open (i.e. Non-Spousal RRSP, Spousal RRSP, and/or TFSA).
NOTE: A copy of a photo ID must accompany each new account application form.

Designation of Beneficiary
This form is optional, but if the Annuitant chooses to complete it, the original signed form must be submitted to CWCF.

Fee Schedule
This form explains the various fees that pertain to an Annuitant’s RRSP or TFSA account.

Payment Authorization Form
This form confirms that the Annuitant understands and agrees to pay all fees pertaining to their account.

Deposit Form
This form must accompany the deposit of any cash or securities into an Annuitant’s registered plan.

Direct Transfer Authorization
This form must include details of the Annuitant’s registered plan with another financial institution from whom they intend to transfer assets to their plan with CWCF.

Cooperative Corporation Shares Annuitant Declaration
This form is specific to Specified Cooperative Corporations, and must accompany all such security purchases to indicate that the Annuitant has confirmed they do not hold a Prohibited Investment.

Specified Cooperative Corporation Share Declaration
This form is specific to Specified Cooperative Corporations, and must accompany all such security purchases to indicate that an independent accountant has determined the securities are a Qualified Investment and also that they are not a Prohibited Investment.

Small Business Shares Annuitant Declaration
This form is specific to CEDIFs, CEDBs, and CEDCs, and must accompany all such security purchases to indicate the Annuitant has confirmed they do not hold a Prohibited Investment or Non-Qualified Investment.

Community Bonds Annuitant Declaration
 
This form is specific to Non-Profit Organizations (NPOs) and must accompany all such security purchases to indicate the Annuitant has confirmed they do not hold a Prohibited Investment or Non-Qualified Investment.

Issuer Representation Letter
This letter must be completed by the security issuer to confirm the Fair Market Value of its securities in the event that an Annuitant has requested/authorized any of the following transactions: security purchase, security redemption, in-kind contribution, and in-kind withdrawal.

Security Register Confirmation Letter
In lieu of a share or bond certificate, this template must be provided to CWCF on the security issuer’s letterhead to confirm the number of securities registered to CWCF in trust for an Annuitant.

Withdrawal Request
This form can be sent directly to CWCF from an Annuitant if they wish to withdraw assets from their registered plan.